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Financing

Pay Over Time.

For electrical projects over $2,500, we offer flexible financing through trusted lending partners. 0% APR introductory rates, terms up to 84 months, fast online approval. Apply in 60 seconds.

Why Finance

Spread the Cost. Keep the Quality.

A 200A panel upgrade or whole-home rewire is a five-figure project for most LA homes. Financing lets you do the work the right way — permitted, with Siemens panels, fully inspected — without postponing it for years until you’ve saved up the cash.

We work with three financing partners covering different rate and term combinations. You apply through their portal during your project consultation. Approval is typically minutes. The lender pays us directly, you pay them monthly.

Available Options

Three Ways to Finance.

Option 01

Promotional
0% APR

12-18 month term
0% APR

Pay off the full project within the promotional period and pay zero interest. Most popular option for projects $5,000-$15,000 that homeowners can plan to pay off within 12-18 months.

  • No interest if paid in promotional period
  • Fast online approval
  • Best for shorter-term financing
Option 02

Extended
Fixed-Rate

36-84 month term
From 6.99% APR

Lower monthly payments over a longer term. Rate depends on credit profile and term length. Best for larger projects ($10,000+) that you want to spread over several years.

  • Fixed monthly payment
  • Up to 84-month terms
  • No prepayment penalty
Option 03

Reduced-Rate
Same-As-Cash

24-60 month term
From 8.99% APR

Mid-tier option with a longer term and competitive rate. Common for projects in the $7,500-$25,000 range that don’t fit the 0% promotional window.

  • Flexible terms
  • Quick application
  • Combine with rebates
Example Payments

What It Actually Costs Per Month.

Estimates only — final monthly depends on credit profile and term selected. We’ll provide actual pre-qualification on the project consultation.

EV Charger Install $2,400 total ~$67/mo 36-month term at 6.99% APR. Less the $1,000 LADWP rebate → net $39/mo equivalent.
Panel Upgrade $5,800 total ~$165/mo 36-month term at 6.99% APR. Or $483/mo on a 12-month 0% APR plan.
Whole Home Rewire $22,500 total ~$425/mo 60-month term at 7.99% APR. Substantially less than the cost of repairing fire damage from old wiring.
How It Works

Simple Application.

Step 01

Free Estimate

We come out, walk the property, give you a written project quote. No financing application yet — we just want you to know the number.

Step 02

Pick a Plan

If you want to finance, pick which plan makes sense (0% APR, fixed-rate extended, or reduced-rate). We’ll talk through the trade-offs.

Step 03

Apply Online

You apply through the lender’s portal. Soft credit check first, then a hard pull only if you proceed. Decision in minutes for most applicants.

Step 04

Project Starts

Once approved, the lender funds us directly. We schedule the work, pull the permit, complete the project. You make monthly payments to the lender.

Financing FAQs

Common Questions.

Will applying affect my credit score?

Pre-qualification uses a soft credit check that does not affect your score. A hard pull happens only if you proceed with the loan application after pre-qualification. We’ll tell you which step you’re at.

What credit score do I need?

Our financing partners approve applicants across a range of credit profiles. The 0% APR promotional plans typically require 670+, while the extended fixed-rate plans approve down to 600. We’ll match you with the option you’ll qualify for.

Can I pay off early?

Yes. None of our financing partners charge prepayment penalties. You can pay off the loan early and save on interest.

Is there a minimum project size?

Most lenders set a $2,500 minimum project size for financing. Smaller projects (single outlet swaps, small repairs) typically get paid by credit card or check.

Can I combine financing with rebates?

Yes. Rebates (LADWP, federal tax credits, manufacturer incentives) go directly to you on completion. The loan amount is based on the gross project total before rebates. You keep the rebate when it arrives.

Who are your financing partners?

We work with multiple lenders depending on your credit profile and project size. We’ll match you with the right partner during your consultation. All partners are major U.S. consumer lenders with established home-improvement programs.

Get a Quote First

Free Estimate.
Then Pick the Plan.

Start with the project quote. We’ll walk through financing options if and when they make sense for you.

📞  (747) 287-4531 Request Estimate Online